There will be a few more posts before I put all this together and make a book. Here are some more ideas to get you to save money.
1. Always grocery shop on a full stomach. You will definitely spend more money if you haven't eaten any food for the entire day.
2. When you shop for food, make sure to bring a list. If you start buying food on impulse that is not
on the list, it is very likely you will go beyond your budget.
3. If you cover your windows with plastic to keep out the cold in the winter, try to use a clear plastic. This way, you are not blocking out the sunlight which is needed to provide warmth during
the day.
4. If you already have a text messaging plan on your mobile phone, and you mainly use that to
communicate, then you are already doing well to save money.
5. Re-examine your house/auto insurance policy every year. There may be a new competitor with
cheaper rates out there.
6. If you invest in mutual funds, make sure the have a low management expense ratio (MER).
At least .50%. The smaller the fees, the more savings over the course of many years.
7. Good to the last drop. "I cut open toothpaste tubes
-- there's always so much stuck inside!" one young person marveled.
(Welcome to the world of the truly frugal. We have much to teach you.)
8. Check your tire pressure
Under-inflated tires means you are not getting the fuel
efficiency from your vehicle that you should. Keep the proper
air pressure in your vehicle at all times to improve your gas
mileage and also to ensure your safety
9. Tea-totaller?
If you drink tea, try using the same tea bag twice. You will get the same amount of flavor, for half
the money spent on tea bags.
1. Always grocery shop on a full stomach. You will definitely spend more money if you haven't eaten any food for the entire day.
2. When you shop for food, make sure to bring a list. If you start buying food on impulse that is not
on the list, it is very likely you will go beyond your budget.
3. If you cover your windows with plastic to keep out the cold in the winter, try to use a clear plastic. This way, you are not blocking out the sunlight which is needed to provide warmth during
the day.
4. If you already have a text messaging plan on your mobile phone, and you mainly use that to
communicate, then you are already doing well to save money.
5. Re-examine your house/auto insurance policy every year. There may be a new competitor with
cheaper rates out there.
6. If you invest in mutual funds, make sure the have a low management expense ratio (MER).
At least .50%. The smaller the fees, the more savings over the course of many years.
7. Good to the last drop. "I cut open toothpaste tubes
-- there's always so much stuck inside!" one young person marveled.
(Welcome to the world of the truly frugal. We have much to teach you.)
8. Check your tire pressure
Under-inflated tires means you are not getting the fuel
efficiency from your vehicle that you should. Keep the proper
air pressure in your vehicle at all times to improve your gas
mileage and also to ensure your safety
9. Tea-totaller?
If you drink tea, try using the same tea bag twice. You will get the same amount of flavor, for half
the money spent on tea bags.
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