I don't know how many times I have been financially drained by last minute Christmas shopping, but too many times- in fact it has been a re-occurring nightmare. I will make it a goal never to allow this to happen again. First of all, when all my winter expenses have been paid for, such as winter heating, etc.. I will make a mental list of what everyone wants. There is a myth out there that people will find the best deals during boxing day- not true! There are sales all year round, even when the economy is good. I will try this method and report on how well this works out.
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